Toward a Successful Retirement

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stanfordbusiness:

In a recent talk at the Stanford GSB, Patagonia’s VP of Marketing Vincent Stanley emphasized that all companies have a responsibility to evaluate the costs and impact their products have on the environment:

stanfordbusiness:

In a recent talk at the Stanford GSB, Patagonia’s VP of Marketing Vincent Stanley emphasized that all companies have a responsibility to evaluate the costs and impact their products have on the environment:

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Simple yet seldom-achieved: How to save money

For the most part, a lot of people have wanted to save for their future. To say that one will start saving money is a very easy thing to do, yet when he gets down to it, his will to do so falters. Saving up for one’s future totally depends on a person’s willingness to see the plan through. Many a people decide to start saving, yet they still give in to temptation, saying “just this once” and ending up spending money they do not have. Together with discipline, these easy steps may help people in achieving this plan:

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Paying off all debts. Debts incur interests that make the sum bigger. Paying one’s debts eliminates not only the debt itself, but also the growing interest, which may then be saved.

Calculating how much is needed to be saved per pay. This step is valuable when a person is planning to make an investment. The amount to be saved depends on the price of the goal purchase divided by the target number of months (or pay cycles) it is intended to be fully paid.

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Setting an amount as the “finish line.” The objective of this strategy is to be able to save (more than) enough money for something they want. Unlike the second tip, the third does not have a time limit set to it. This is especially important for those who are already preparing for their retirement.

Saving money could be easy and even fun if one would stick to the plan. Moreover, it is very rewarding as the fruits of this activity are priceless.

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Learn more about how you can save up and plan for your retirement by following this Kelly Ruggles Twitter page.

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If I were Amazon I’d be selling the hardware, not the content.

Shaun Rein, the managing director of China Market Research Group, speaking to Bloomberg.

It’s interesting just how poorly Amazon is doing in China. This can be seen two ways: either they’re being out-Amazon’d there by Alibaba and will never be able to crack the country (just as eBay couldn’t). Or the massive upside if they are able to crack China eventually.

But, as Rein’s quote indicates, Amazon may have to flip its content-driven model. It’s hard to subsidize hardware with content sales when people refuse to pay for content.

(via parislemon)

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